Hope you all have a great holiday! I am going to (hopefuly) be setting up some auto posts things. I don't know how sucsesful I will be but I hope to get something done.
Even if it is just some holiday greating for the next year (or two or three...) it will be one less thing I will have to worry/think about.
As a side/parting note at some time I hope to get out a post about writers block and how to beat it and not yourself. Or your head against a wall/desk/keyboard/ect. :3
Showing posts with label School. Show all posts
Showing posts with label School. Show all posts
Wednesday, November 21, 2012
Tuesday, May 31, 2011
A Break in the Silence
Well, long time no update. The main reason for that is I have been going through one of the longest interview processes in my live. It spanned almost two months with three interviews and one test. Everyone was so nice and everything.
And I got the job. :3
And I got the job. :3
I can't tell you how happy I am about this. All the stress of looking and here it is. I have to say I did not find this job on my own. I did work with a hiring agent and she was very helpful. Two actually, both at different companies and both were very nice and helpful.
I can't believe I don't have to keep waiting to hear back on an interview anymore.
I can't tell you how badly I wanted this job. The people I met were wonderful and it just felt right. They have a wonderful training program. The are also closer to my home so I will have a shorter commute. They also have wonderful benefits.
The only problem is that my new school is now my old school. The advance program was so rigorous that if I had to choose my job or my grades... Well, I chose my job before it got to that point. While this program was not for me I have nothing but good things to say about the people that I met.
While talking about school and degrees at work they asked me if I was going to make this job a career. At first I didn't understand what them meant but upon asking they said that this company values experience over degrees. I can't tell you how thrilled I was to hear this. They also said that if I do feel that I want a degree that there was another, far cheaper, school that I could go to and that the company does tuition reimbursement.
I really do love this job.
Right now I am starting a 6 month training program. Barring the whole IT department disappearing my first week, things are going well. I have a while before I will be able to pull my weight but I have been reassured that this is normal for this position.
So. Happy.
I really do love this job.
Right now I am starting a 6 month training program. Barring the whole IT department disappearing my first week, things are going well. I have a while before I will be able to pull my weight but I have been reassured that this is normal for this position.
So. Happy.
Tuesday, May 10, 2011
A Lot of News
Starting my first class at my new college tomorrow night. It's insanely expensive college but unfortunately we are in a world that I need a bit of paper to tell people I know what I am talking about. Stressful.
Then in another week I'll be starting my new job. So even more stress due to giving my two week notice and having to wait the two weeks to start. I didn't think that it would be stressful but it is. The interviewing took almost two months and I can't wait to start.
And! I need to try and scrounge up $1,240 for a website/project/service/business thing. It's a wonderful idea and service. I just do not have the funds this moment and I have been advised to try and get it up as soon as I can. Joy, more stress.
So! Over all hiring agents are the best thing ever and don't ever think you have to stay with one that is treating you poorly. And keep looking. The jobs might not seem like they are out there but you will find something eventually.
You wouldn't believe how many people called in about my job opening that never showed up to fill out the application. My soon-to-be-old manager said he got 62 responses via e-mail for the position but so far I have only seen 6 come in to fill out the application. Just e-mailing a company your resume does not cut it if they tell you to come in person.
Oi... So much stress.
Then in another week I'll be starting my new job. So even more stress due to giving my two week notice and having to wait the two weeks to start. I didn't think that it would be stressful but it is. The interviewing took almost two months and I can't wait to start.
And! I need to try and scrounge up $1,240 for a website/project/service/business thing. It's a wonderful idea and service. I just do not have the funds this moment and I have been advised to try and get it up as soon as I can. Joy, more stress.
So! Over all hiring agents are the best thing ever and don't ever think you have to stay with one that is treating you poorly. And keep looking. The jobs might not seem like they are out there but you will find something eventually.
You wouldn't believe how many people called in about my job opening that never showed up to fill out the application. My soon-to-be-old manager said he got 62 responses via e-mail for the position but so far I have only seen 6 come in to fill out the application. Just e-mailing a company your resume does not cut it if they tell you to come in person.
Oi... So much stress.
Thursday, April 14, 2011
College part 2
So... I got an almost official e-mail saying I was almost and official student. With just a few more hoops to jump through and I can start as soon as May. :3
So... other then that things seem to be going well. I can't wait to see how much I panic on my way to my first class.
So... other then that things seem to be going well. I can't wait to see how much I panic on my way to my first class.
Tuesday, April 12, 2011
More on School
A lot of crazy in the past few weeks. Most notiably is the crazy surounding my school of choice and their semantis fail.
See, if someone told you that they were sending out information to you early then wouldn't you expect it to come... Early? Yeah, I did feel a little bad about calling the person again but it turns out that 'oh no, we only send them at the designated time and never sooner." and "Oh, we need your medical papers ASAP. Preferably yesterday."
Fun fact, they only accept students three times a year.
Another fun fact, because of this and Mr. Fail Boat finacial guy, I probably will not be able to start until the fall. I had wanted to start in May.
He was totally useless to talk to also. "Here you need to fill this thing out" then "oh no, I never said that. You are too old for that."
No wonder people are so confused when they get out of school, they are not used to things making sense. I just need to keep telling myself that after three years of this I will have my degree. Just three more years.
See, if someone told you that they were sending out information to you early then wouldn't you expect it to come... Early? Yeah, I did feel a little bad about calling the person again but it turns out that 'oh no, we only send them at the designated time and never sooner." and "Oh, we need your medical papers ASAP. Preferably yesterday."
Fun fact, they only accept students three times a year.
Another fun fact, because of this and Mr. Fail Boat finacial guy, I probably will not be able to start until the fall. I had wanted to start in May.
He was totally useless to talk to also. "Here you need to fill this thing out" then "oh no, I never said that. You are too old for that."
No wonder people are so confused when they get out of school, they are not used to things making sense. I just need to keep telling myself that after three years of this I will have my degree. Just three more years.
Wednesday, March 9, 2011
Revelations in the Planning Department
If I wanted to move to California I would have to do the same planning that I have done for New York City. The only difference is I would have to factor rent into my math. i have no idea who would rent a room to me for a few months. Let alone how to go about it.
And I have no intention of wrecking a friendship just to have a place to stay. She did that once for me before and I bailed. I will not do that to her again. Plus the more I think about this the more it feels like a bad idea.
Actually, I'm starting to talk myself out of the idea as I type this.
Maybe I should hold off on planning anything until I hear from the college. I wish the college would just tell me if I was accepted or not. Especially since they had me ask the government for money already. The school is supposed to be really good so I really would like to attend their bachelors program. Uhg.
And I have no intention of wrecking a friendship just to have a place to stay. She did that once for me before and I bailed. I will not do that to her again. Plus the more I think about this the more it feels like a bad idea.
Actually, I'm starting to talk myself out of the idea as I type this.
Maybe I should hold off on planning anything until I hear from the college. I wish the college would just tell me if I was accepted or not. Especially since they had me ask the government for money already. The school is supposed to be really good so I really would like to attend their bachelors program. Uhg.
Thursday, March 3, 2011
One Year Older
Yesterday was my birthday and I am now 29. Woop-dee-do. This weekend I am dragging my parents to a few store that I have been wanting to check out and then for Dim Sum. The tasty-ness will be mine! Mwahahaha!
On the college front I am waiting for my acceptance letter before I can go any further. I did find out there is part time dorms. If I can get into it I won't have to pay as much nor have to commute home at 10pm. Which in my opinion is totally worth the money. Woot.
The job hunt is going slow. I'm staying in touch with my agents. One let me know about an opening that was almost twice as far away as my current job. I politely declined it and thanked her for thinking of me. I hope no bridges were burned.
During my own searches I jut poke around and if something really catches my eye I'll toss out a resume to it. Providing I remember. I haven't been spending too much time in front of my computer at home, which is a good thing.
On the future front, I realized while driving into work that if I was going to be out of work while looking for a job in NYC then why don't I take a few months and look in San Fransisco first? My friend and my sister both think I should move back there because it would be good for me. Cash would be tight but it could turn out ok. Even if I wasn't in the city itself but in the general Bay Area it would still be good.This will definitely require further planning.
So, the waiting and planning game is getting old. One day I'll be free to a different waiting game but for now this works.
On the college front I am waiting for my acceptance letter before I can go any further. I did find out there is part time dorms. If I can get into it I won't have to pay as much nor have to commute home at 10pm. Which in my opinion is totally worth the money. Woot.
The job hunt is going slow. I'm staying in touch with my agents. One let me know about an opening that was almost twice as far away as my current job. I politely declined it and thanked her for thinking of me. I hope no bridges were burned.
During my own searches I jut poke around and if something really catches my eye I'll toss out a resume to it. Providing I remember. I haven't been spending too much time in front of my computer at home, which is a good thing.
On the future front, I realized while driving into work that if I was going to be out of work while looking for a job in NYC then why don't I take a few months and look in San Fransisco first? My friend and my sister both think I should move back there because it would be good for me. Cash would be tight but it could turn out ok. Even if I wasn't in the city itself but in the general Bay Area it would still be good.This will definitely require further planning.
So, the waiting and planning game is getting old. One day I'll be free to a different waiting game but for now this works.
Thursday, February 17, 2011
To Job Hunt or to Wait
So I never got a call back from a job I would have loved and flourished in. It was extreamly dissapointing but at the same time it was almost a relief.
Almost.
I belive I will be starting in a new college in May so I am going to have to do a lot of running around to get that set up. Trying to do that while learning a new office, names, ect? I think it could have not ended so well and at this point I will never know. They also did not send a ding letter which is just annoying since they made it seem like I was their first choice. But in this day and age no one gets told that they were not chosen.
I know I don't want to hope that the person they chose doesn't work out so that they might call me. While part of me secretly hopes I will get called regardless, in this economy everyone needs the jobs they can get. I am not desperately searching for a job so I don't feel that I should be bitter about not getting chosen.
I just keep hoping that when I do finish college that I will get off my butt, go to NYC and find a job.
Almost.
I belive I will be starting in a new college in May so I am going to have to do a lot of running around to get that set up. Trying to do that while learning a new office, names, ect? I think it could have not ended so well and at this point I will never know. They also did not send a ding letter which is just annoying since they made it seem like I was their first choice. But in this day and age no one gets told that they were not chosen.
I know I don't want to hope that the person they chose doesn't work out so that they might call me. While part of me secretly hopes I will get called regardless, in this economy everyone needs the jobs they can get. I am not desperately searching for a job so I don't feel that I should be bitter about not getting chosen.
I just keep hoping that when I do finish college that I will get off my butt, go to NYC and find a job.
Wednesday, February 16, 2011
Finished My Taxes and I Have Another Plan
I just finished my taxes and am very happy. I always make one urchase with my tax money to treat myself. I got a new camera one year and a laptop another. But when I do this I make sure I have most of my tax return left over and use that to pay bills.
This year I'm going to put the rest away in a savings account.
This is a bit of a change for me and I know I will be tempted to use it. But if I don't I will have a nice little nest egg for when I try and find a job in New York City. I can envision my readers going 'ah-ha!' as my insanity makes a little bit of sense. Please alow me to help it make more sense.
If I put this money aside I will have almost half of what I will need. That will shorten my wait time between finishing college and moving to NYC greatly. At the same time i will have finished paying for my car and will hopefully still have a grace period before I have to start paying my school loan back.
I do not know how having a student loan and financial assistance will effect my taxes. This is something I will have to wait until next year to find out. I have a few more things I need to do to see if I can transfer to a better college. If done soon enough I would start in May of this year. I need to check to see how that is going later this week.
This year I'm going to put the rest away in a savings account.
This is a bit of a change for me and I know I will be tempted to use it. But if I don't I will have a nice little nest egg for when I try and find a job in New York City. I can envision my readers going 'ah-ha!' as my insanity makes a little bit of sense. Please alow me to help it make more sense.
If I put this money aside I will have almost half of what I will need. That will shorten my wait time between finishing college and moving to NYC greatly. At the same time i will have finished paying for my car and will hopefully still have a grace period before I have to start paying my school loan back.
I do not know how having a student loan and financial assistance will effect my taxes. This is something I will have to wait until next year to find out. I have a few more things I need to do to see if I can transfer to a better college. If done soon enough I would start in May of this year. I need to check to see how that is going later this week.
Tuesday, February 1, 2011
Check in with your Hiring Agents
I called my two new local hiring agents.
One is going to send me a test to do and the other hasn't mentionedany tests. Interestingly they both told me to call and check in with them every week. I find this interesting because that must be a lot of calls coming in to them and I didn't want to add to that. But I was going off old information.
Back in the day when I last used an agency, I was told not to call in more then once every two weeks and that they would call me. And they did call me. With this new economy I thought the rules would be the same. I am actually really happy to see that they are not the same.
With luck they might find me something after I have started my college classes. To add to that I hope it is close to the college. Then again I would not turn up my nose at something near my house.
Fate is such a fickle mistress.
One is going to send me a test to do and the other hasn't mentionedany tests. Interestingly they both told me to call and check in with them every week. I find this interesting because that must be a lot of calls coming in to them and I didn't want to add to that. But I was going off old information.
Back in the day when I last used an agency, I was told not to call in more then once every two weeks and that they would call me. And they did call me. With this new economy I thought the rules would be the same. I am actually really happy to see that they are not the same.
With luck they might find me something after I have started my college classes. To add to that I hope it is close to the college. Then again I would not turn up my nose at something near my house.
Fate is such a fickle mistress.
Thursday, January 6, 2011
Should I get a Loan to pay off Debt
So... I had an idea. I could get a loan and pay less to pay it back then I am currently paying right now. Right now I am doing this with the assumption that i am paying $550 - $650 for my current credit card and car payments each month.
I am going to be talking about an obscenely large amount of money.
For the loan I am taking a rough guess as to what I still owe totally and a little extra for emergencies for the $30,000. For the $50,000 I was adding in college as well.
My main goal was to find a loan payment that would still be covered by un-employment if i happened to loose my job. Thus I could still make payments and look for a job at the same time. Or if I got my Bachelors in two years I would be able to move to New York City to start looking for a better job and still be able to pay the loan and other bills.
So if i got a loan to pay off my debt right now at:
loan = $30,000
Years to pay = 10
interest rate = %6
monthly payment = $333.06
I could pay off my car and all my credit cards and still have a cushion left over. OR to use the left over to make a large pay back.
I would still be saving money.
I could actually pay you rent every month and still save up money.
a loan for $40,000 @ 10yr would be payments of $444.08 which I don't see as being all that great since it wouldn't cover school. now if i did $50,000 @ 15yrs to cover school, debt and emergency cash...
loan = $50,000
Years to pay = 15
interest rate = %6
monthly payment = $421.93
That I could still handle. I could pay for school and keep the rest in my HSBC hi-interest savings and make some money off it that I could put towards paying it off.
For school I wouldn't have to pay it all in one lump sum. Plus I would get money back from school in my taxes. Which I could turn around and put back into the loan or savings account.
Key Bank only offers personal loans for 5yrs which will not work at all for this.
HSBC doesn't do personal loans just mortgages which doesn't help my situation.
M&T does a general purpose secured loan for 10yrs.
Now, after i poked around on the M&T site i found their calculator to see what kind of intrest i could get. for a new york resident wanting a $50,000 loan the interest rate would be %5.49 Which is lower then what I did my base numbers on.
loan = $50,000
Years to pay = 10
interest rate = %5.49
monthly payment = $542.38
%6 isn't that much higher of a monthly payment at $555.10
loan = $30,000
Years to pay = 10
interest rate = %5.49
monthly payment = $325.43
At this point i would actually have to go in and talk with someone at M&T back to see what my options are. to see if I could really get that %.49 rate and if I could get $500,000 for a 10yr loan.
if I can't get a 10yr loan, regardless of the amount, there is no real point to me getting a loan.
These numbers are not counting large sum payments made after I get my tax return back. depending what I get back. This would be able to give me the chance to get the principle paid off faster and lessening my interest paid over time.
If I could get the loan, finish school and get into NYC I could have a better paying job in about 2 1/2 years. I would have no car payments and no credit card payments. I would have and emergency build up that I could use for paying back the loan if needed that would not take away for what ever current pay check i would be getting. It would also allow my to make larger payments and knock it down faster.
The sooner we discuss this the sooner I can start school and stop worrying about what I am doing with my life. I can't keep living how I am. If taking out this loan can allow my to make the changes that I need then this is what I need to do.
https://www.mtb.com/personal/
http://www.bankrate.com/
I am going to be talking about an obscenely large amount of money.
For the loan I am taking a rough guess as to what I still owe totally and a little extra for emergencies for the $30,000. For the $50,000 I was adding in college as well.
My main goal was to find a loan payment that would still be covered by un-employment if i happened to loose my job. Thus I could still make payments and look for a job at the same time. Or if I got my Bachelors in two years I would be able to move to New York City to start looking for a better job and still be able to pay the loan and other bills.
So if i got a loan to pay off my debt right now at:
loan = $30,000
Years to pay = 10
interest rate = %6
monthly payment = $333.06
I could pay off my car and all my credit cards and still have a cushion left over. OR to use the left over to make a large pay back.
I would still be saving money.
I could actually pay you rent every month and still save up money.
a loan for $40,000 @ 10yr would be payments of $444.08 which I don't see as being all that great since it wouldn't cover school. now if i did $50,000 @ 15yrs to cover school, debt and emergency cash...
loan = $50,000
Years to pay = 15
interest rate = %6
monthly payment = $421.93
That I could still handle. I could pay for school and keep the rest in my HSBC hi-interest savings and make some money off it that I could put towards paying it off.
For school I wouldn't have to pay it all in one lump sum. Plus I would get money back from school in my taxes. Which I could turn around and put back into the loan or savings account.
Key Bank only offers personal loans for 5yrs which will not work at all for this.
HSBC doesn't do personal loans just mortgages which doesn't help my situation.
M&T does a general purpose secured loan for 10yrs.
Now, after i poked around on the M&T site i found their calculator to see what kind of intrest i could get. for a new york resident wanting a $50,000 loan the interest rate would be %5.49 Which is lower then what I did my base numbers on.
loan = $50,000
Years to pay = 10
interest rate = %5.49
monthly payment = $542.38
%6 isn't that much higher of a monthly payment at $555.10
loan = $30,000
Years to pay = 10
interest rate = %5.49
monthly payment = $325.43
At this point i would actually have to go in and talk with someone at M&T back to see what my options are. to see if I could really get that %.49 rate and if I could get $500,000 for a 10yr loan.
if I can't get a 10yr loan, regardless of the amount, there is no real point to me getting a loan.
These numbers are not counting large sum payments made after I get my tax return back. depending what I get back. This would be able to give me the chance to get the principle paid off faster and lessening my interest paid over time.
If I could get the loan, finish school and get into NYC I could have a better paying job in about 2 1/2 years. I would have no car payments and no credit card payments. I would have and emergency build up that I could use for paying back the loan if needed that would not take away for what ever current pay check i would be getting. It would also allow my to make larger payments and knock it down faster.
The sooner we discuss this the sooner I can start school and stop worrying about what I am doing with my life. I can't keep living how I am. If taking out this loan can allow my to make the changes that I need then this is what I need to do.
https://www.mtb.com/personal/
http://www.bankrate.com/
Saturday, November 20, 2010
Planing In The Event That I Loose My Job
In this day and age I don't see this as a bad thing. It's possibly one of the things you should do because of the current economy. Either way, having a plan for the 'just in case' is always a good thing.
I would like to think I have a very good plan.
If I happen to loose my current job I would start out with setting up for unemployment. If I am truly lucky it will cover all my bills until I can find a new job. At the most it would help me with my car payments.The car being my more important thing to worry about. Second would be old credit card bills that won't go away.
Which would lead to the next item on my list which would be to call my credit card companies and explain what's going on and if they could lower my interest rate. Actuly, I should do that anyhow.
Go back to school full time. Possibly go to an advanced speed school that can assist me with getting school loans. I would probably not be able to be on unemployment at the time. If I plan right I could probably get enugh from the loans to pay off the rest of my car and a few bills. A good dream to have.
Then would come the job hunt of insanity. Since I would have free time I would be able to go to a hiring agency and attempt to gain employment through them. With an open schedule I would be able to get to their interviews as well as accept temp to hire and contract positions. Both of which I am currently not comfortable with taking while I have a full time job.
I could look into moving to a new city. This would be a very, very interesting thing to try. I would only be able to try the cities that I have friends and family living in right now, but that gives me some pretty good options. California, NYC, Michigan, Iowa and Connecticut. If I can afford to drive to the locations that would also help me out.
This could also force me to go out and sell my jewelry to people I have never met. Going into salons and such to try and get them to either purchase it or get a good commission for it. At the very least I could make more postings to Etsy per day and look into shows and the like.
At the most extream I could ask my parents to take up part of my car payment and use the older car. That would be desperation on my part. But after that? I have no idea what I would be able to do to get on with my life.
I would like to think I have a very good plan.
If I happen to loose my current job I would start out with setting up for unemployment. If I am truly lucky it will cover all my bills until I can find a new job. At the most it would help me with my car payments.The car being my more important thing to worry about. Second would be old credit card bills that won't go away.
Which would lead to the next item on my list which would be to call my credit card companies and explain what's going on and if they could lower my interest rate. Actuly, I should do that anyhow.
Go back to school full time. Possibly go to an advanced speed school that can assist me with getting school loans. I would probably not be able to be on unemployment at the time. If I plan right I could probably get enugh from the loans to pay off the rest of my car and a few bills. A good dream to have.
Then would come the job hunt of insanity. Since I would have free time I would be able to go to a hiring agency and attempt to gain employment through them. With an open schedule I would be able to get to their interviews as well as accept temp to hire and contract positions. Both of which I am currently not comfortable with taking while I have a full time job.
I could look into moving to a new city. This would be a very, very interesting thing to try. I would only be able to try the cities that I have friends and family living in right now, but that gives me some pretty good options. California, NYC, Michigan, Iowa and Connecticut. If I can afford to drive to the locations that would also help me out.
This could also force me to go out and sell my jewelry to people I have never met. Going into salons and such to try and get them to either purchase it or get a good commission for it. At the very least I could make more postings to Etsy per day and look into shows and the like.
At the most extream I could ask my parents to take up part of my car payment and use the older car. That would be desperation on my part. But after that? I have no idea what I would be able to do to get on with my life.
Monday, November 15, 2010
Amazed in a Bad Way.
The current job market just astounds me.
I have heard stories about companies looking for people with higher degrees for entry level jobs. I can't explain how much it shocks me to see a job requiring a front desk reception to have a bachelors or masters. A legal secratary I could understand, but byond that? I can understand grabbing a grad fresh out of college but that's cutting out everyone that could have years of experience just for a little piece of paper.
I just can not figure out how someone can work a 8-5 job, have a car payment and pay to go to school full time. I can't even imagine how they find the time to attend their classes. It just boggles my mind. However to the people that can do it you rock.
I hate to say it but I have a bad feeling the economy is going to crash again and soon.
I have heard stories about companies looking for people with higher degrees for entry level jobs. I can't explain how much it shocks me to see a job requiring a front desk reception to have a bachelors or masters. A legal secratary I could understand, but byond that? I can understand grabbing a grad fresh out of college but that's cutting out everyone that could have years of experience just for a little piece of paper.
I just can not figure out how someone can work a 8-5 job, have a car payment and pay to go to school full time. I can't even imagine how they find the time to attend their classes. It just boggles my mind. However to the people that can do it you rock.
I hate to say it but I have a bad feeling the economy is going to crash again and soon.
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