The Covid

 Please put a mask on.

Just please do it.

Also I am trying to get back into the swing of this. I have so many new work things. My house stuff, when I can think about it, Goes to my patreon & blog. Once it's a little less depressingly frash bloody hit to my wallet there willl be more house stories there.

I'm still seeing so many bad takes about work and other corruption that make me go Yikes.

The 'lets make money on the internet' things will start again soon. Many strong opinions will be had. Also opinions on pretty much everything. Along with my very bad opinion on a formerly good dentist because frustration & bad dentistry.

Also I should actually toss in product reviews and such but probably later.

And one day I'll have a book to talk about! If I ever finish it because magic and stuff or one of the million other plot!bunnies. Just like my fanfiction.

Longest Interview Proses Ever

"Well, long time no update. The main reason for that is I have been going through one of the longest interview proses in my live. It spanned almost two months with three interviews and one test. Everyone was so nice and everything.

And I got the job. :3

I can't tell you how happy I am about this. All the stress of looking and here it is. I have to say I did not find this job on my own. I did work with a hiring agent and she was very helpful. Two actually, both at different companies and both were very nice and helpful.

I can't believe I don't have to keep waiting to hear back on an interview anymore.

I can't tell you how badly I wanted this job. The people I met were wonderful and it just felt right. They have a wonderful training program. The are also closer to my home so I will have a shorter commute. They also have wonderful benefits.

The only problem is that my new school is near my old job. So I will probably end up dorming 1-2 nights a week and then heading strait to work. it's going to be interesting learning all my new classes and job duties at the same time.

Adding the the stress, I have to go shopping and get my new work cloths because I'm going from uniform to work casual. My sister is looking forward to it."


God this is from so long ago. If you ever find yourself apart of an interview proses that takes two or more months you need to think about it and see if there were any warning signs about the company that you might have missed. Don't let desperation blind you to interviewer stupidity.

And if they ALWAYS get your current job title wrong (say calling you a manager instead of a receptionist) then get the hell away from them as soon as possible.

Just saying...

Easy ways to make money online: Time

Yes, I have talked about doing this and I am finally going to do a series of posts about easy ways to make money online.

While you probably can't hear me banging my head on my desk, I assure you that I am. I have had so much frustration on this subject that I can't even... Yeah more banging my head on the desk there.

The methods I have tried will be what I am posting about. They range from a parking a domain name, blogging, popular web searches for a website to god knows what else. I have so many pages of notes that I scribbled out and what if's... Thinking about the amount of time I have spent researching and testing methods is as amazing as it is frightening.

So, with that said I am going to talk about the time aspect. Easy money and time are not and will not be the same thing. The exception is if you plan on spending a boat load of money and having someone else do everything for you. (Which would be counter productive to the whole making money idea but if that is your prerogative then you are all set!)

Any 'easy way to make money online' is going to take a huge time investment.

First you have to figure out just what you want to do. did you want to write a blog about a little niche topic or one about something that you have endless amounts of knowledge on? While niche topics are will get you higher in Google search rankings they can be a bit harder to work with. You would really have to know your topic and that means more time needs to be spent on each post.

Then you need to find out what kind of site you want to have and if you want to make the site yourself. Using a blog service like Blogger does save you time because if you want to start from scratch with out knowing how to make a site... you could end up spending hours in classes or reading tutorials online and that is a really big nightmare. Trust me, cheat a little in the beginning and use a free blogging service or site.

This brings us to the time needed to set up all your accounts. (If you are going to make a separate Google account for your blog you have to keep in mind that Google only wants you to have one Blogger account. Google is effectively taking the anonymity out of the internet. I am not recommending one way or another about this.) A short list would be email, blogger, AdSense, and a web domain name. all you would have to register with before being able to use and then connecting them all together will take more time. You'd be looking at several hours to get this done for your first blog site.

You will need to set time aside to make your posts. This always seems like the easy part. But you have to log in to your blog, come up with a title, figure out what you are writing about, type out your post, label it and then make sure it posts.

If you are adding pictures to it then you need to take the pictures or find them, label them, add appropriate credits, up load them, add them to your post and then make sure they post properly. This is not a couple of minuets. A quality post with photos can take 20 or more to type and set up.

If you post with e-mail it will be faster to get the post on your blog but you will have to go back and label your post after you send it. You can also set it up to not post your e-blogs and then post and label them later. But still lots of time.

There is also getting people to your blog. Just posting can get you nothing for a long time, you will have to interact with other people and blogs that are similar to your topics. this also takes a lot of time because no one is going to automatically follow the new kid on the block.

There is also SOE which takes an insane amount of time just o figure out what it is, how it works and how you should go about it. There is a reason there are companies that offer to do this for you for a large price.

You could make a Facebook page and a Twitter account but these are time sinks and not worth it unless you are a big corporation with the need to be in constant contact with your customers. There are some people with blogs that do have a Facebook page and twitter accounts and yes they handle it well. The difference is that they already have a bigger following and did not use it to advertise.

Advertising is an option but will cost money and time.

Blog exchange sites also take time because you need to register and verify each blog you want to add. You also have to be posting on a more active level. If you only post 1-2 times a month or less then this probably won't be worth your time.

It takes time to get people to your site and it will take time before you see the profit from their views of ads or if you are lucky from their clicks on the ads.

This all takes time. There is no instant money from blogging. In some cases it can take years. If you are blogging to only make money it will show in your posts and chances are you will not make any money with out spending a lot of time on your blog.

On Crappy People in Charge of Hiring

Wow that title is a tad bitter...

See, I never put much thought into the whole hiring proses beyond getting the job. It just never occurred to me that some people should never be allowed any ware near the hiring proses. Ever.

First thing first, if someone that you are interviewing with doesn't know the difference between a receptionist and a sales manager. Especially after you explain each time that no you are not a sales manager and they still try to convince you that no rally they are the same thing... you need to run and run very far away.

When it comes to job experiance and you know you don't have it say so. Because if you do get sold on a job that you feel or know you can't do, your screwed.

Yes I dealt with this and yes I did take the job. Guess what? they didn't spend any time training me nor did they want to. they wanted some one to start in another building that they didn't need to train. I had my warning flags and I ignored them. Even in my "exit interview" the person that hired me insisted that there was no difference between a receptionist and a sales manager. My only hope is that since an owner of the company was present at it (and completely miserable) I hope that they took a good look what that person did wrong and don't let them be in charge of hiring people.

I really, really can not tell you just how bitter I am about this whole thing. And beyond that, after seeing first hand how they run both the corporate and manufacturing sides I can never recommend or comment on them to people. I just don't feel comfortable about it.

However if anyone ever asks me if I think they should work there I will say no. And while I would love to ask who they are interviewing with I can't. I know that would put me in a bad position and I never want to deal with thous people or their company again.

So a short check list:
-  is a job/company/training solution sounds too good to be true.
- they tell you one amount for pay in the interview and tell you another in the offer.
- want you in another office building right away were no one else that would be training you works at.
- tell you that they "don't remember saying that" every time you talk to them about things from the interviews.
- they take 2 months for 3 interviews to narrow it to 2 people.
-the interviewer says "there is no difference between a receptionist and a sales manager".

Then the job is probably not the one you want to be with and you should run like hell. I wish I had run like hell and not taken that job. But it's done and over with. I feel so much better now that I have that out of my system.

On the job hunt

So, the job I loved turned out to be a bad decision on my part. I had a few warning signs during the hiring process that I looked past. I also looked past the lack of a training program that they had raved about.

They let me go.

All I really know is that I can never in good faith recommend this company for anyone looking for a job. God help the next person that works there.

A Break in the Silence

Well, long time no update. The main reason for that is I have been going through one of the longest interview processes in my live. It spanned almost two months with three interviews and one test. Everyone was so nice and everything.
And I got the job. :3

I can't tell you how happy I am about this. All the stress of looking and here it is. I have to say I did not find this job on my own. I did work with a hiring agent and she was very helpful. Two actually, both at different companies and both were very nice and helpful.

I can't believe I don't have to keep waiting to hear back on an interview anymore.

I can't tell you how badly I wanted this job. The people I met were wonderful and it just felt right. They have a wonderful training program. The are also closer to my home so I will have a shorter commute. They also have wonderful benefits.

The only problem is that my new school is now my old school. The advance program was so rigorous that if I had to choose my job or my grades... Well, I chose my job before it got to that point. While this program was not for me I have nothing but good things to say about the people that I met.

While talking about school and degrees at work they asked me if I was going to make this job a career. At first I didn't understand what them meant but upon asking they said that this company values experience over degrees. I can't tell you how thrilled I was to hear this. They also said that if I do feel that I want a degree that there was another, far cheaper, school that I could go to and that the company does tuition reimbursement.

I really do love this job.

Right now I am starting a 6 month training program. Barring the whole IT department disappearing my first week, things are going well. I have a while before I will be able to pull my weight but I have been reassured that this is normal for this position.

So. Happy.

A Lot of News

Starting my first class at my new college tomorrow night. It's insanely expensive college but unfortunately we are in a world that I need a bit of paper to tell people I know what I am talking about. Stressful.

Then in another week I'll be starting my new job. So even more stress due to giving my two week notice and having to wait the two weeks to start. I didn't think that it would be stressful but it is. The interviewing took almost two months and I can't wait to start.

And! I need to try and scrounge up $1,240 for a website/project/service/business thing. It's a wonderful idea and service. I just do not have the funds this moment and I have been advised to try and get it up as soon as I can. Joy, more stress.

So! Over all hiring agents are the best thing ever and don't ever think you have to stay with one that is treating you poorly. And keep looking. The jobs might not seem like they are out there but you will find something eventually.

You wouldn't believe how many people called in about my job opening that never showed up to fill out the application. My soon-to-be-old manager said he got 62 responses via e-mail for the position but so far I have only seen 6 come in to fill out the application. Just e-mailing a company your resume does not cut it if they tell you to come in person.

Oi... So much stress.

Long Silence

I have no idea when I will be able to make a quality post next. Lot of work, personal projects, and crazy trips. So much stress that you can't even shake a stick.

Add onto that school starting.

And the fact that an idea not only showed me it's fangs but sank them into me. Lots and lots of work.

Searching for a New Job While Working

This is extremely painful and hard.

Recently I have been able to interview with some wonderful companies. With winter over things have seemed to have picked up in the job hunting department. However, all the interviews I have been to have been through a hiring agent. My own searches have led to nothing so this isn't too bad.

Another bit of good news is I have finally gotten a review at work. The bad news is that they are aware of my job search. I made it clear to them that I have no intention of of up&leaving with out being able to train my replacement and that I want to help find my replacement when the time is right. They seemed to appreciate this. I am very lucky that I can actually talk to my manager and let him know what is going on in my search.

The search itself is driving me crazy.

The wait hurts the most, especially when it's for a job I would love. Aside from one day, I have made sure my job search has not interfered with my current job and the work I do. It is a very hard balance to keep. I have been considering what I am going to do with my job search for the summer because It is the bussy seasion for my company and I don't want to have trobel working and timing things.

le sigh.

Other then that, if you have been searching on your own with no luck you should really try a hiring agency. They can do wonders.

College part 2

So... I got an almost official e-mail saying I was almost and official student. With just a few more hoops to  jump through and I can start as soon as May. :3

So... other then that things seem to be going well. I can't wait to see how much I panic on my way to my first class.

On Debt and Controlling Mothers

By controlling mothers I mean less on getting them to do what you want and more on them trying to control every aspect of your life.

My mom has done everything she can to avoid talking to me about my finances. While I do blame her for conditioning me to letting her handle all this. I do blame myself for letting this go on for so long. I know I should have dug my heels in back 11 years ago when I first noticed. My sister agrees that she turns our words around to make it sound like she is doing us a favor. Unfortunately I have no idea were she keeps my bills or even were she keeps my check book.

Yes, she insists on holding onto my check book for me. Hell, she still tries to hold my hand if we cross the street together.

Don't think I don't love her, I do. I just can't grasp why she feels the need to control everything I do. She gets upset if I don't ask her for her opinion/permission when I do things. I tell her what I plan on doing so I don't have to listen to her complain about it for the next days/weeks/years/forever.

A lot of my debt can be blamed on blind trust. Blind trust in my mother that I willingly did and still do. I think I am conditioned to do it. How ever that don't put the blame on anyone but myself. My conversations with her would be something like this.
Me: Can I afford this?
Her: Yes.

Every single time she will say yes. Upon getting a bill I would ask her why did she say I could afford it when I couldn't. She would say "You can't afford anything I don't know why you bought that." This was the start of the mother of all arguments. It was also when I stopped asking my mom for advice.

However the damage was done and it was done well.

At this rate back peddling is not an option. I need to do everything I can to take away what ever power she thinks she has over me. Fortunately my dad is helping a little, but only a little as he has to live with her after I move out. If I move out. God I hope I move out.

A Voice of Reasion

So... Even though I said I would be calm I wasn't. I sent a few panicky Facebook messages to my friend in CA and then a few more apologizing to her. She called today and we talked and I'm pretty sure that she rolled her eyes at me a few times. She also laughed at me. This is a good thing.

First she nixed the idea of me getting a hotel room. She also think renting a car would be a waste of money but she agrees that it would give me more options to get to possible interviews. She defiantly thinks it's about time I moved to a new city.

She is very reasonable, my friend.

She is going to e-mail me when she finds out which month would be the best month to go out there. She is doing this ASAP because the gas rates are making the price of airfare skyrocket. This way we will be able to have the most time to go do stuff. And if I happen to find a job while I'm out there? Even better.

This puts me in a position were I have to have a plan. I admit I like this and ironically it calms me down a bit. Digging through my finances is going to be fun... ick.

Revelations in the Planning Department

If I wanted to move to California I would have to do the same planning that I have done for New York City. The only difference is I would have to factor rent into my math. i have no idea who would rent a room to me for a few months. Let alone how to go about it.

And I have no intention of wrecking a friendship just to have a place to stay. She did that once for me before and I bailed. I will not do that to her again. Plus the more I think about this the more it feels like a bad idea.

Actually, I'm starting to talk myself out of the idea as I type this.

Maybe I should hold off on planning anything until I hear from the college. I wish the college would just tell me if I was accepted or not. Especially since they had me ask the government for money already. The school is supposed to be really good so I really would like to attend their bachelors program. Uhg.

College and Choices

So, I never thought about what would happen if I didn't get accepted into this new college that  I want to go to. I have/had no contingency plan at all for the possibility of a what if scenario.

But at least I now have the start of one.

Provided I do not get accepted I should take my two weeks of vacation time and go to NYC or San Fransisco to job hunt. I start calling agencies and applying 2 weeks before I leave with all the nice contact info in my cover letters along with when I will be in the city.

The main problem with going out to San Fransisco is that I will have to rent a car and force myself onto my one friend that lives there. And if I find a job? I have no idea what I would do for living accommodations. I would be SOL. I would have to drive my car there with it packed with things I would need. I would be in debt up past my eyeballs.


If I went to NYC I could stay at my sisters and ride a bike/use mass transit to get around. Then if i was hired I could jump around and stay with family until I could get my own place. I don't know what I wold do about my car.


I think now would be the time to unload some of my beading supplies onto the internet. I won't get what I initially paid but it should help in the long run. Oi... planning sucks.

Finished My Taxes and I Have Another Plan

I just finished my taxes and am very happy. I always make one urchase with my tax money to treat myself. I got a new camera one year and a laptop another. But when I do this I make sure I have most of my tax return left over and use that to pay bills.

This year I'm going to put the rest away in a savings account.

This is a bit of a change for me and I know I will be tempted to use it. But if I don't I will have a nice little nest egg for when I try and find a job in New York City. I can envision my readers going 'ah-ha!' as my insanity makes a little bit of sense. Please alow me to help it make more sense.

If I put this money aside I will have almost half of what I will need. That will shorten my wait time between finishing college and moving to NYC greatly. At the same time i will have finished paying for my car and will hopefully still have a grace period before I have to start paying my school loan back.

I do not know how having a student loan and financial assistance will effect my taxes. This is something I will have to wait until next year to find out. I have a few more things I need to do to see if I can transfer to a better college. If done soon enough I would start in May of this year. I need to check to see how that is going later this week.

Waiting for a Call Back

This is probably the worst part about job hunting. Will they call me back? What should I do if they don't call me back?

Having a promising interview only to hear nothing ever again hurts. It always has and it always will. You could almost feel led on by a good interview. Personally I think I might prefer to hear at the interview if I wasn't going to be considered. On the plus side I would know not to hold my breath and stress out about all the little "if's".

Actually, if I knew flat out that I wouldn't be considered I would feel better in the long run. I wish more companies would do that instead of leading you on.

I will never understand why an interviewer feels the need to make vague promises to someone who doesn't fit the bill and would be wasting their time giving them every bit of information about the company that only employees really should know. Mainly Vacation, pay and in-depth explanations of benifits. thease tend to be trigger words that make people think they are getting hired.

Also, being told that you are the first one that they have interviewd so far. Not as vcalming as they might think.

Stress? Me? Never...

Should I get a Loan to pay off Debt

So... I had an idea. I could get a loan and pay less to pay it back then I am currently paying right now. Right now I am doing this with the assumption that i am paying $550 - $650 for my current credit card and car payments each month.

I am going to be talking about an obscenely large amount of money.

For the loan I am taking a rough guess as to what I still owe totally and a little extra for emergencies for the $30,000. For the $50,000 I was adding in college as well.

My main goal was to find a loan payment that would still be covered by un-employment if i happened to loose my job. Thus I could still make payments and look for a job at the same time. Or if I got my Bachelors in two years I would be able to move to New York City to start looking for a better job and still be able to pay the loan and other bills.

So if i got a loan to pay off my debt right now at:
loan = $30,000
Years to pay = 10
interest rate = %6
monthly payment = $333.06

I could pay off my car and all my credit cards and still have a cushion left over. OR to use the left over to make a large pay back.

I would still be saving money.
I could actually pay you rent every month and still save up money.

a loan for $40,000 @ 10yr would be payments of $444.08 which I don't see as being all that great since it wouldn't cover school. now if i did $50,000 @ 15yrs to cover school, debt and emergency cash...

loan = $50,000
Years to pay = 15
interest rate = %6
monthly payment = $421.93

That I could still handle. I could pay for school and keep the rest in my HSBC hi-interest savings and make some money off it that I could put towards paying it off.

For school I wouldn't have to pay it all in one lump sum. Plus I would get money back from school in my taxes. Which I could turn around and put back into the loan or savings account.

Key Bank only offers personal loans for 5yrs which will not work at all for this.

HSBC doesn't do personal loans just mortgages which doesn't help my situation.

M&T does a general purpose secured loan for 10yrs.

Now, after i poked around on the M&T site i found their calculator to see what kind of intrest i could get. for a new york resident wanting a $50,000 loan the interest rate would be %5.49 Which is lower then what I did my base numbers on.

loan = $50,000
Years to pay = 10
interest rate = %5.49
monthly payment = $542.38

%6 isn't that much higher of a monthly payment at $555.10







loan = $30,000
Years to pay = 10
interest rate = %5.49
monthly payment = $325.43

At this point i would actually have to go in and talk with someone at M&T back to see what my options are. to see if I could really get that %.49 rate and if I could get $500,000 for a 10yr loan.
 if I can't get a 10yr loan, regardless of the amount, there is no real point to me getting a loan.

These numbers are not counting large sum payments made after I get my tax return back. depending what I get back. This would be able to give me the chance to get the principle paid off faster and lessening my interest paid over time.

If I could get the loan, finish school and get into NYC I could have a better paying job in about 2 1/2 years. I would have no car payments and no credit card payments. I would have and emergency build up that I could use for paying back the loan if needed that would not take away for what ever current pay check i would be getting. It would also allow my to make larger payments and knock it down faster.

The sooner we discuss this the sooner I can start school and stop worrying about what I am doing with my life. I can't keep living how I am. If taking out this loan can allow my to make the changes that I need then this is what I need to do.

https://www.mtb.com/personal/loanscredit/PersonalLoans/Pages/Index.aspx
http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx

Continuing The Search

So, last week I had what I thought was a good interview.

However he did all the talking. and I do mean all. I did learn everything about the job. but I wasn't able to sell myself. I managed to mention a few things and that I would love to be able to work there. It was the perfect setup for me. I would have thrived there.

He said he would be contacting 2-3 people this week and possibly doing a second interview. I thought that since he told me this that I was in the running. Apparently I'm not one of them. I wish he had not said that so I wouldn't keep hoping and waiting for a call back.

The included apartment would have been awesome.

Planing In The Event That I Loose My Job

In this day and age I don't see this as a bad thing. It's possibly one of the things you should do because of the current economy. Either way, having a plan for the 'just in case' is always a good thing.

I would like to think I have a very good plan.

If I happen to loose my current job I would start out with setting up for unemployment. If I am truly lucky it will cover all my bills until I can find a new job. At the most it would help me with my car payments.The car being my more important thing to worry about. Second would be old credit card bills that won't go away.

Which would lead to the next item on my list which would be to call my credit card companies and explain what's going on and if they could lower my interest rate. Actuly, I should do that anyhow.

Go back to school full time. Possibly go to an advanced speed school that can assist me with getting school loans. I would probably not be able to be on unemployment at the time. If I plan right I could probably get enugh from the loans to pay off the rest of my car and a few bills. A good dream to have.

Then would come the job hunt of insanity. Since I would have free time I would be able to go to a hiring agency and attempt to gain employment through them. With an open schedule I would be able to get to their interviews as well as accept temp to hire and contract positions. Both of which I am currently not comfortable with taking while I have a full time job.

I could look into moving to a new city. This would be a very, very interesting thing to try. I would only be able to try the cities that I have friends and family living in right now, but that gives me some pretty good options. California, NYC, Michigan, Iowa and Connecticut. If I can afford to drive to the locations that would also help me out.

This could also force me to go out and sell my jewelry to people I have never met. Going into salons and such to try and get them to either purchase it or get a good commission for it. At the very least I could make more postings to Etsy per day and look into shows and the like.

At the most extream I could ask my parents to take up part of my car payment and use the older car. That would be desperation on my part. But after that? I have no idea what I would be able to do to get on with my life.

Stress at Work

I can never tell how stressed I am until something mundane from work pops into a dream. At which point in the dream that mundane job duty I can never seem to finish and bosses & co-workers are freaking out at me. It's even worse when I can't remember that it was a dream. then I'm all paranoid at work and it's just not fun.

It's usually running late to work to the point that work is closed and it's late at night. Once it was falling alseep at my desk only to wake up and find myself locked in. This past time was about filing the same file because i kept finding it while trying to do something else and then being fired because i didn't get the other things done.

If I could find a away to never have these kinds of dreams I would be all to happy.

Job stress I can deal with. Stress about my job in my sleep? Jury says no.