Thursday, December 8, 2016

Debt, Life and dear god! An update!

Were to start?

The debt has been slowly taken care of. If I was to trust the little blurb in the corner of my bill I will be free of it in 3 years. I did not take out a loan and that would have been a very bad idea. I did merge two credit cards onto one card. This let me set up one monthly automatic payment.

The ordeal was a pain in the butt. The first transfer had to be done one the phone with a live person. Even though two other people told me I could just do it online. Frustrating but then I just did both with the wonderful woman on that call. So it worked out.

The weirdest part was that each separate card had been a min due of $250 - $300 EACH. Or rather I was paying out $500 to $600 each month.

The new one is $225-ish.

Let that sink in a bit. Because I flipped when I got the first bill. I have been able to save so much money. The new problem seems to be I can't save past a particular amount. This is a pain because of the BRAND NEW THING!

Which is I joined a First Time Home Buyer thing. It is total crap but should help me to ACTUALLY buy a house in two years. So there is now $188 a month going to a special account so that the government will give me a grant of $7,500.

Fact: I still don't have enught for closing costs. Which is the real killer in buying a house.

On the job side of life, after five years with my current job I have finally taken steps to look for a new one. I calle dthe temp agency that got me hired here and I will be sendign them my resume to get going again. The woman that answered my call was very nice when I started fumbling to discribe why I was leaving. I wanted to say that the enviroment wasn't what it was and was moving into mor toxic then I would like.

What I said was a jumble of starting and stopping and toxic and many 'it's just'. She said don't worry about it and started looking at my file. She was wonderful.

That is were the blog stands right now. Yeay?

Tuesday, February 9, 2016

Time flies

And boy does it fly.... Lot's and lot's of work crushing my free time to blog. :-(

Tuesday, December 2, 2014

Wow

So... Wow. A quick update?

Budget took a hit from my car. My planed move got pushed back one year. 

Good news: we are learning new stuff at work. 
Bad news: we are switching to a new system in one day with no gradual change. 

We are switching from out old system to medent. Instead of doing this gradually over the course of a month and just eating the price of our sanity... The company is waiting until the last moment and killing our old program ASAP.  Personally I feel we should have been adding new pt's to the new system and gradually adding the current pt's to the new schedual. But what do I (and the rest of my department) know?

I will not be surprised if we loose pt's over this. Sending medical records got a lot harder and we are down another person because she got her dream job. 

Lots of stress to be had. Plans and stories to post. Wednesday is not going to be fun. 

And yes, I will be posting an incoherent ramble Wednesday. Just warning. 

Tuesday, August 20, 2013

The next plan

So, I am planing to move in two years. Not only does thins mean I have a lot of saving to do but I will have to find a new job. In California no less.

I have dabbled in a long distance job search before. It was a learning experience. An experience that will make this trip much easier. 

The first lesson is that there is no such thing as a long distance job hunt at my pay level. So I will have to be out there before I start my search. While I will be contacting a hireing agency I highly dought they will set up any interviews without meeting me first. 

I will also be sending my car before me. This way I can not only go to interviews but not have to worry about getting a job without having a ride. This will also save me money because I will not have to rent a car. 

I will be taking all my vacation after my car is out there. Then when I get back I will turn in my notice. I have not decided how I am going to tell them. With our new manager I can't trust that she won't drop me the moment she finds out. And I really would like to not have to deal with unemployment during my move. 

Personally I have no intention of claiming unemployment unless the manager does something to me. Then there I cobra and all the other little details. 

Thank god this isn't happening for two years. 

Monday, August 12, 2013

Gota love blogging

So, I got a new phone. I have been dragging my feet about it because I didn't want shell out the money for a data plan.

However... I finally broke down.

Maybe this will help with my blogging? Hmmm... Probably not.

Thursday, February 28, 2013

A new plan for things to come

So, one or two years ago I was thinking that I would like to own a house in my area. How ever since I have been to California  I have been thinking about moving back here. I didn't realize how much I missed being here.

This actually came to me the moment my plane landed. All I could think was "I'm home".

Sadly, house prices are mad crazy high right now and with my current job I wouldn't be able to save enough for a house. I think I might be able to save about $700 a month if I try really, insanely hard and save every penny I can. How ever this will only be possible after I have paid off my bill's and car. Which will be about one year from now.

Then it would come down to if I wanted to buy a house in two years and still live in New York for another two years to pay it off a little bit before moving back to look for a job. This would give me no savings and no job. But I would have a house and my car to search.

The second plan would be to save up for four years before moving back. This would leave me with a lot of money but no place to live. The chances of buying a house without a job is slim to non-existent.

Theoretically I could try to get into the first time home buyers savings account here in California but they might require me to already be a resident of the state. Unfortunately the housing market is really high right now and I don't think I have a chance at these prices. Oi.


I might have to look into buying land and not a finished house.

This would be a different kind of monster but it would allow me to worry less because there would be no house for things to happen to without me there.  This would actually be a good idea because of some sneaky ideas for building tiny houses from barns. Then again this means I have to start researching the local housing codes.

Hmmm... more research! Yeay!

Wednesday, December 26, 2012

Tablet review part more!

Sorry for the lame title but considering I am posting from my bed...I am going through with it. I have gotten a few of the standard apps to play but I haven't been to into them. I have no connection at work (which is good) so no posting during lunchtime.

Not that I would ever condone such a thing... Never.

But this is so much fun! Until just now thanks to my loving cat walking all over me. Night all!