Monday, January 17, 2011

Getting a Loan

Getting a personal loan for any amount is going to frustrate you. I feel that it would be a giant waste of time to even consider getting more information from the banks. That is, as long as they are not trying to rush you off the phone.

So, the bank I tried was one in my home town. The woman did not work in the loan department but she said she could help me anyhow. She couldn't really answer most of my questions. She also tried to rush me off the phone as soon as she could answer my first question.  she kept saying "so your all set right?" to which I had to answer "no, i have a few more Questions for you".

Another strike against her was that she kept trying to insist that i should get an equity loan for my house.even though I kept telling her I did not own a house. She was not interested in talking about using my car as a collateral but said I would need to have the amount I needed in an account already to use as collateral. But Even this information was given to me broken up.

If you want to talk to a bank about a loan, only talk to someone in the loan department. Other wise you will be wasting your time.

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